Matt Swaim and Ken Hensley continue to discuss the Reformation pillar of sola fide, or justification by "faith alone," by focusing specifically on the idea of the doctrine of imputation.

As a Baptist pastor, Ken held to the Reformed belief that righteousness was "imputed," meaning that God credits His own righteousness to our account, and the Christian then wears that righteousness like a cloak. However, throughout the Old and New Testaments, God is shown to deal with his people in terms of actual forgiveness, actual regeneration, and actual transformation.

Matt and Ken look at how Scripture shows that God's plan for his people is not to merely credit righteousness to their account, but to transform their hearts and bestow upon them the grace to follow His commandments and live in true relationship with Him.