In this conversation, Scott Seaman of Hinshaw & Culbertson LLP, emphasizes that while legal risks around AI in insurance do exist, the bigger issue is ensuring that insurers lead with AI rather than react to it. He argues that strong AI capabilities — built and governed by knowledgeable professionals — are key to compliance and success in a transforming industry. Despite minimal federal regulation, the true risk lies in flawed implementation, poor oversight, and lack of human control. From underwriting to fraud detection to navigating social inflation, the strategic use of AI will define future industry leaders.

Check out this highlight from the 2025 InsurTech Summit! To watch all the panels visit https://theinsurtechsummit.com/

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