Jay Morrison put a statement on his instagram page stating something that is incredibly true:  It's very easy for a young person to get student loans, even if they have no income, no credit, no assets and no collateral.   But despite the fact that student loans are easy to obtain, business loans are nearly impossible.  Much of this disparity in the way #studentloans​ are administered is connected to the fact that student loan debt is actually the next great economic crisis in America.   The presence of Student Loan Asset Backed Securities or SLABS, along with government guarantees and subsidies, makes student loans an enticing and profitable lending option for major corporations.  Also, the 2005 Bill that disallows students to write off their student loan debt during bankruptcy plays a role in this crisis as well.   Student loan debt has bubbled and the bubble will eventually pop.  That's the nature of this conversation and this video.