There is nothing wrong with dreaming big, but if you want to become a millionaire by age 40, your best bet is to dream in sequence. Do you pay down debt first or do you invest? Do you start a side hustle? Let's see what Leon and Stephanie plan on doing and address whether we think they're on the right path.

Need a physician mortgage but aren't sure who you can turn to? We know the perfect guy. Reach out Jim Webster at Fulton Mortgage. He'll get you the answers you need to the questions that matter most to you. www.financialresidency.com/fulton