When I find myself in the general how to freelance discussions, retirement savings isn’t one of the first questions people ask, but it’s actually more important than they think. Two things to know and to keep in mind before we start:

1. Retirement plans are available and easy to sign up and manage for freelancers and small business owners. You can do it today with $0 in the account.
   
2. By starting a retirement plan, you’ll reduce your taxes not by a little, but often significantly. It works almost the same way as when you had a full-time job when your employer contributed to your 401(k) automatically by taking a portion out of your paycheck each month.
   

Learn more: https://www.feisworld.com/freelance/retirement-plans-for-freelancers-and-small-businesses