What lessons can we learn from start up companies and how they spend their money?

https://en.wikipedia.org/wiki/Kozmo.com

https://www.latimes.com/archives/la-xpm-2000-mar-21-fi-11058-story.html

https://www.latimes.com/archives/la-xpm-2000-feb-25-fi-2397-story.html

https://www.geek.com/news/kozmocom-delivers-bad-news-543357/

https://www.sfgate.com/news/article/Webvan-Kozmo-RIP-Money-Lessons-We-ve-Learned-2901391.php

https://techcrunch.com/2018/03/21/kozmo-com-is-back-from-the-dead-kind-of/

https://www.digitalcommerce360.com/2018/03/23/kozmo-com-returns-as-a-warehouse-club/

Founder of TDAmeritrade interview: https://www.bloomberg.com/news/audio/2019-11-28/joe-ricketts-discusses-trade-and-deregulation-podcast

www.billybon3s.com