Ask us anything: Christmas edition - would you take £1m or £5k/month?

You asked us:

• Would you rather have a million pounds or five thousand pounds a month until you get to a million?
• What would you do if you lost all your savings and had to start again?

🤝 Want help from a financial advisor?

We’ve teamed up with advisors we like so you can get 1:1 support from a professional. Learn more:

https://makingmoney.email/financial-advisors-audio

📧 Free guides on personal finance

Learn how to build long-term wealth in the UK: https://linktr.ee/makingmoneypod

⛑️ Check your financial health

https://makingmoney.email/health-check-audio

📈 Investment platforms we use:

Trading 212

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

https://www.trading212.com/promocodes/MM

 If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.

InvestEngine 

Get a £25 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q

Vanguard

https://www.vanguardinvestor.co.uk/

This is not an affiliate link.

If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

🎉Sponsors

Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.

Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc. 

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This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.