The government wants you to save for YOUR OWN retirement. They don’t want you to solely rely upon Social Security. Over my career I have seen IRA and 401k contributions more than double. But there are pitfalls in terms of when and how you contribute to and withdraw money from these plans. This afternoon on the Jon Sanchez Show at 3pm, we’ll help you understand the contributions and the withdraw so you can be tax and investing smart with your retirement funds.