"There are plenty of budget-friendly ways to surprise someone with a little treat or special gesture that shows how close you hold them to your heart."

Welcome back to the Hone Your Habits series! This weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).

Tune into bite-sized episodes every Monday morning (10 minutes or less!) for tips, tricks, and mindset shifts that will help improve your financial literacy and money habits to live a healthier, happier lifestyle.

In today's episode, we discuss 5 ways to give when there's little to no room left in the budget for Christmas gifts.

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To check out the Why Not agency, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on…

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Twitter: @shmoneyradio

TikTok: @shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music), No Fear by Makaih Beats (ad music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio)

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).