Reimagining Stokvels and Unlocking R50 Billion in Community Wealth with Tshepo Moloi (StokFella)

Tshepo Moloi — founder and CEO of StokFella, a fintech platform reimagining South Africa’s stokvel culture through innovation, technology, and community-driven design.

Inspired by his own experience in a traditional stokvel, Tshepo saw the inefficiencies firsthand — from manual records to limited investment potential — and set out to build something better. StokFella is now a fast-growing platform helping stokvels manage money transparently, automate savings, and invest collectively, unlocking new pathways to ownership and generational wealth.

With over R50 billion circulating annually through stokvels, Tshepo’s mission is simple: modernize how communities save and build wealth, without losing the trust, culture, and collaboration that make stokvels powerful in the first place.

We unpack his journey from mining engineer to fintech founder, the challenges of digitizing trust, and how he’s positioning StokFella to transform South Africa’s informal financial system from the ground up.