Wealth Without Bay Street 184: Should I Use RRSP Matching? From the time Canadians land their first job, they're commonly directed to invest in the Registered Retirement Savings Plan (RRSP) as a savings strategy. Interestingly, while it may seem that we're being nudged to place our money into this program by the people around us, the marketers, and the economic environment we live in – there's more to the story. Depending on your income bracket, using the RRSP in connection with your employer's matching program might not be greatly advantageous. That's because you may actually end up incurring higher taxes, […]
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