"We’re such a financially illiterate society for being so wealthy and prosperous, and really the risk literate today are taking candy from the risk illiterate."  - Dr. Richard Smith

Does all the talk about cryptocurrency and NFTs confuse you? Has it made you consider investing? While crypto and NFTs remain accessible for young investors to get their foot in the door without having to spend a ton of money, they do come with risks just like any other investment. So, it’s important to understand exactly what you’re getting yourself into before you go all-in.

Fear of risk and uncertainty explains why most people don’t succeed when investing. Nicknamed the “Doctor of Uncertainty”, Dr. Richard Smith has made it his life’s work to learn how to master risk, and tens of thousands of investors have benefited from his approach.

Dr. Smith studied mathematics at UC Berkeley and earned a PhD in systems science from the Watson School of Engineering at SUNY Binghamton. Plus, he’s a regular columnist, commentator, and featured guest on several financial media outlets, such as CNN, BBC News, MarketWatch, Forbes, NASDAQ.com, and The Ric Edelman Show.

In the early 2000s, Dr. Smith began his career by developing financial technology sites. Today, his teachings focus on how to make decisions in the face of uncertainty. In this episode we discuss:

• How much our emotions affect our everyday financial decisions
• Media’s part in playing on our emotions (we decode this year’s Super Bowl commercials)
• What your IQ has to do with emotional decision making
• NFTs: what they are and what you should be aware of
• The difference between NFTs and cryptocurrency

…and so much more. We’re about to set the record straight on all the social media buzz.


To learn more about Dr. Smith and all his recent projects, tap or click here.

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Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

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To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).