Insurance prices keep climbing for affordable housing, and property owners say it’s threatening their long-term finances. WNYC’s David Brand reports some landlords are taking action. Meanwhile, a man faces arson charges after allegedly giving an 11-year-old fireworks that set a shed and two homes on fire on Long Island. Plus, starting this month, New Jersey’s house cleaners, caretakers, and nannies are entitled to the state’s minimum wage and will have protections previously unavailable to domestic workers, such as guaranteed lunch breaks.