It is not easy to build up retirement savings. And if you're feeling that stress, you’re not alone. Last year, a survey found that 55% of Americans say they feel behind on saving for retirement. That's how today's listener Andy feels. Nicole gives three tips for kickstarting your financial future.

Money Rehab Episodes Referenced in This Episode:

Target Date Funds: https://link.chtbl.com/A-R_jRxt 

Back Door Roth IRA: https://link.chtbl.com/OmdfFe0G 

Robo-Advisors: https://link.chtbl.com/ZFGnL-aO 

Find out whether you’re eligible for a Roth IRA here: https://www.irs.gov/retirement-plans/amount-of-roth-ira-contributions-that-you-can-make-for-2023