Have you received the axe? It is an unfortunate and unforeseeable circumstance we allpray never happens to us. But when it does you might fear paying off your debts for themonths to come, don't cash out your pension just yet.Early withdrawal from your pension can mean paying more tax at retirement and leavevery little to live off on. This advice may come too late for those who have already beenretrenched, the solution is to live like you could lose your job tomorrow.How can you better prepare for retrenchment? Refilwe and Gerald chat.