https://3speak.tv/watch?v=taskmaster4450/rngzfwvb
Many believe the central banks, such as the Fed, controls interest rates. This is not how things work since the market tends to tell us what is going to happen.

Milton Friedman talked about the Interest Rate Fallacy which goes counter to what most believe. However, evidence supports what Friedman opined.

In this video I discuss how higher demand for money means that banks can charge more for it. Also, we look at how the drop in 10Y rates have taken place with the Fed not moving on the Fed Funds Rate.