Todd Pietzsch from BECU joins us. Caller Casey wants to know if he should reinvest his extra saving money into something despite not having an emergency fund. Caller John is 56 and wants to know where he should invest his extra money; retirement or mortgage. Texters want to know if Todd is playing the lottery. Texters want to know if it’s a good time to buy a condo. Texters want to know how much money they should to retire on.