Enjoy this discussion with Andy Gurczak, founder of All City Adjusting. Andy is a public adjuster, assisting property owners to get higher payouts on their insurance claims. In this conversation, Jonathan and Andy discuss why you and your insurance company do not have aligned interests, what you should NOT do when filing a claim, exclusions and endorsements to watch out for, and why you might want to work with a private/ public adjuster on your next major claim on a commercial real estate property.

Connect with Andy:
www.allcityadjusting.com
Andy also provides his direct phone number at the end of the episode.


Takeaways

• Insurance companies often use strategies to delay or deny claims, making it crucial for insured parties to have a public adjuster on their side.
• Understanding the details of an insurance policy is essential to ensure proper coverage and avoid surprises during the claims process.
• Engaging with a public adjuster, such as All City Adjusting, can help insured parties navigate the complex claims process and maximize their claim payout.
• Working with a public adjuster does not typically impact insurance premiums, and insured parties cannot be dropped by their insurance company for hiring a public adjuster.

Chapters

00:00
Introduction and Background

03:07
The Role of a Public Adjuster

08:07
Strategies Used by Insurance Companies

10:26
Mistakes Made by Insured Parties

17:24
Understanding Insurance Policies

18:39
Engaging with All City Adjusting

20:41
The Problem with Contractor Bids

22:04
Impact on Insurance Premiums

24:35
Working with a Public Adjuster

26:25
Engaging with All City Adjusting

27:36
Timeframe for Claim Resolution

28:44
Payment and Fees

29:50
Choosing the Right Public Adjuster

30:56
Final Thoughts

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Email Jonathan with comments or suggestions:

podcast@thesourcecre.com

Or visit the webpage:

www.thesourcecre.com

*Some or all of the show notes may have been generated using AI tools.