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Topics covered today:

Listener questions answered:

• What is going on with the share market right now?
• Novated Lease update from last week's discussions
• Is Owen Rask on Twitter? Why it pays to be cautious online.
• What is a diversified portfolio? ETFs, asset allocation & risk.
• What happens if Pearler or Stake go bust? Do you keep your shares?
• Owen’s model portfolios vs. VDHG—which is better for you?
• Loyalty programs & subscriptions—worth it or a waste?
• Plus.. Gemma shares some big news! 

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Resources for this episode

• Join the rask community- Free Rask Account sign up - Rask
• Free investing courses - Beginner's ETF Investing Course and Beginner Shares course
• ETFs Owen discussed - F100 and IVV
• Rask Advice: http://www.rask.com.au/advice
• Gemma's Instagram: https://www.instagram.com/gemmamitchell.finance/?hl=en
• Ask a question (select the Finance podcast): https://bit.ly/R-quest 

~~ Show partner resources ~~

Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler

Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith

View Betashares range of funds:  https://bit.ly/beta-25

~~ Rask resources ~~

All services: https://bit.ly/R-services

Financial Planning: https://bit.ly/R-plan 

Invest with us: https://bit.ly/R-invest 

Access Show Notes: https://bit.ly/R-notes 

Ask a question: https://bit.ly/R-quest 

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

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