Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, expert hosts Shawn Lubitz and Grant Gallagher dive into the everyday financial choices that can quietly shape your financial wellbeing. From navigating car loans and resisting online impulse buys to managing subscriptions and social spending, they break down how small decisions can add up, and how to stay in control.

Key discussion topics include: smarter ways to evaluate convenience spending, tips for comparing financing options, the hidden impact of Buy Now, Pay Later services, and practical strategies to avoid budget drains in daily life.

Following the main discussion, the team shares their response to a question from the member mailbag. Grant pulls the following submission: My child is graduating high school soon and is headed off to college this fall. I'm excited but also feeling overwhelmed by all the financial decisions we need to make. Beyond tuition, what are some common money decisions parents overlook when preparing for a kid to leave the nest?

Finally, Grant concludes the discussion by highlighting Affinity’s partnership with Greenlight, a debit card and app that teaches teens how to spend, save, and invest money wisely. 

Just a reminder if you have a question or comment for a future Member Mailbag segment, please email them to us @membermailbag@affinityfcu.com.

Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products.

Thanks for listening and be well.