With hosts Wolfgang Klein and Jack Hardill.  This week, Wolfgang and Jack welcome two guests: Lorne Kumer, Executive Vice President and Head of Global Real Estate. Lorne has over 25 years experience in the real estate industry working for both public and private development companies.  His experience includes property development, leasing, land planning and construction. Sandy McIntrye, Director at the Loch Tay Foundation and retired Capital Markets Strategist.  Sandy has more than 40 years of financial industry experience. Throughout his career, he has inspired colleagues, advisors and investors with his wisdom and expertise.