Laura Adams, host of the Money Girl Podcast, joins the show this week to give us eight ways to save serious cash, so we can avoid the holiday debt hangover. (Can’t guarantee that you can avoid working out, though.) She also lays out how to tackling debt and whether you should lease your car or not. Plus, the latest tax reform news, and eight ways to create tax-free income. And is Joe going to start charging his dear sweet mother Ruthie rent when she comes to visit him from Minnesota?