Richie is joined by the academic and financial investor Melissa Ciummei. 


Melissa came on to discuss the recent banking crises in Europe and the United States. What is driving them? Are the central banks trying to collapse commercial banks and if so, why? 
Could the crisis be linked to the imminent introduction of central bank digital currencies? What does it mean for your savings and deposits?

Plus: Richie rounds-up the days biggest news stories.

Follow Melissa Ciummei here:

https://www.facebook.com/melissa.ciummei
https://twitter.com/KSCUBKEE