Welcome to Making Cents, the podcast for people who want financial freedom without giving up their coffee, supported by our lovely friends at Kiwibank. 

I’m Frances Cook, an independent financial journalist and fellow financial freedom seeker who makes money simple for you. 

Have you ever wished you could hack your brain, so that you can actually do all of that good stuff you know you should be doing with your money? 

You know, saving for a rainy day, paying off debt, investing… we know we should, but we often don’t, because frankly there are other things to do that are way more fun. 

Well, enter the latest tech innovation. 

They’ve tapped into the behavioural psychology that’s often used to keep us online, or gambling, or doing other naughty things… and they’ve flipped it, to help us do the good stuff instead. 

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