Hey All, 

In today's day and age, I see many issues with our credit card system. 

From what I see, this system is designed to keep one in debt and trapped within the system. 

Having different types of sources, many accounts, enticing rewards and interchange fees are all major headwinds to being successful with credit. 

These things in my opinion are causing a broken system that are keeping individuals trapped under the thumbs of big banks. 

What do you all think? 

Best Regards,

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