No one likes managing their money, but money expert and New York Times best-selling author of Boss Bitch, Rich Bitch, Becoming Super Woman, and now Miss Independent, Nicole Lapin, makes it easy. Have you ever wondered how millionaires make their money? Spoiler alert: it's not from saving money. My favorite money expert, Nicole Lapin, is back on LEAVE YOUR MARK with her new Wall Street Journal #2 bestselling book, Miss Independent. "Millionaires don't make their money just from their salaries, no matter how big their paychecks get. They have an average of seven additional streams of income, many of which are passive, meaning their money is making money for them while they sleep." Nicole had no choice but to learn the language of money, and empowering people to embrace and understand it has been her goal ever since. Nicole started out making $20K a year and getting into almost as much credit card debt. She never worked at a bank and didn't have an MBA. "I wasn't born into wealth or privilege. There were days when I didn't have food to put in my mouth, much less a silver spoon. For much of my early career, I either lived paycheck to paycheck, was in debt, and/or subsisted on a brown-rice-and-beans diet (it felt fancier than ramen). I tell you this because if I could become Miss Independent—totally financially set up and secure on my own—then anyone can, including you. I promise." Miss Independent is your best friend who knows and shares all the ins and out of saving money and investing it meaningfully. You don't have to understand finance to heed Nicole's advice. With in-depth tutorials and humor to boot, Nicole can transform your mindset to begin to think differently. In this episode, Nicole shares that she may not have been a financial expert, but she was an expert in being broke, and writing her four bestselling books was her way of teaching everything necessary to learn the language of finance. Nicole calls on a lot of BS cliches, and one of them, which she shared, was "knowledge is power," instead, Nicole says that 'action is power.' Nicole also points out that women can have it all, only if you define what 'it all' means for you and then stick to it rather than changing the goal post.