On this week's show Harvey explains why the new breed of life insurance products that refund your premiums after 10 years, if you don't make a claim, are poor value for money. Damien also explains how to judge when a stock market is overbought or oversold and set for a possible reversal. Finally, Damien explains when it might be a good idea to switch from drawdown to an annuity in retirement.

Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

 

Retirement Calculator 

Damien's Money MOT

Life insurance with cashback explained

Is there a right time to buy an annuity?