The digitization of money movement has made cash and checks virtually obsolete, but moving money from point A to point B still often means that sensitive banking information has to change hands. Indre Viskontas is joined by Serge Elkiner, CEO of YellowPepper and Head of Product at Visa Direct, and Lucho Torres, CDO for Scotiabank Peru, to talk about concerns with security and fraud, as well as walk through the latest innovations from Visa and how they can help empower consumers and help make money movement more safe, convenient, and accessible. Hit play and enjoy this thought-provoking episode of Money Travels, brought to you by Visa.Follow UsWebsite https://www.visa.com/visadirectLinkedIn @Visa DirectPresented by Visahttps://usa.visa.com Actual fund availability varies by receiving financial institution and region, receiving account type, and whether transaction is domestic or cross-border. Please refer to your Visa representative for more information on availability.Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.This podcast contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 that relate to, among other things, our future operations, prospects, developments, strategies, business growth and financial outlook. Forward-looking statements generally are identified by words such as "believes," "estimates," "expects," "intends," "may," "projects," “could," "should," "will," "continue" and other similar expressions. All statements other than statements of historical fact could be forward-looking statements, which speak only as of the date they are made, are not guarantees of future performance and are subject to certain risks, uncertainties and other factors, many of which are beyond our control and are difficult to predict. We describe risks and uncertainties that could cause actual results to differ materially from those expressed in, or implied by, any of these forward-looking statements in our filings with the SEC. Except as required by law, we do not intend to update or revise any forward-looking statements as a result of new information, future events or otherwise.Visa Direct capability enabled through financial institution partner.Visa Direct product availability and functionality varies by market.Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required.All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.YellowPepper’s technology helps clients connect to payment solutions. Clients must separately contract with the solution providers.