Simply Explaining Insurance #100- Take Pictures of damage!
I have had a few instances of clients who have had damage to their homes or separate structures and went through with the repairs without filing the claim first.
This would not be our recommendation. The specific issue that I address in this podcast is that there was no proof that anything was damaged. The client didn’t take any photos. In one instance, there was a roof that caved on a separate structure. The client went and got a new roof on before filing the claim and didn’t take any pictures. The claim was denied.
The simple lesson here is at the very least, if there is damage, take pictures. I would also recommend if you want to use your insurance, determine if there might be coverage and then file the claim. The insurance companies have an entire process lined up to help clients fix whatever is damaged.
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Music by Roger Clyne and the Peacemakers
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