Episode 18 of The Lara Murphy Show continues the discussion on implementing the Infinite Banking Concept (IBC). Hosts Bob Murphy and Carlos Lara emphasize the crucial step of finding a knowledgeable financial professional, specifically recommending those who have completed their practitioner program, accessible via the “finder” at infinitebanking.org. They stress the importance of ensuring that any policy considered for IBC is a dividend-paying whole life insurance policy. The hosts also advise listeners on preparing for initial meetings by considering their funding capacity, whether through regular cash flow or reallocation of existing assets. Key topics include understanding policy illustrations, the difference between guaranteed and non-guaranteed values, the impact of policy loans on death benefits, and the increasing death benefit through paid-up additions. Finally, they highlight the value of working with trained practitioners who understand both IBC and Austrian economics for a secure and effective implementation.