Joe and Big Al spitball retirement plan considerations, including:

- investing in brokerage and Roth instead of pre-tax - getting tax diversification - pension lump sum or annuity - paying for education - calculating a retirement number to put savings on autopilot

Plus, what life insurance “investment” has a “guaranteed” 10% return? Do dividend paying stocks have a higher rate of return than VTSAX? Should individual stocks go in a taxable account?

Send in money questions and access the episode transcript and free financial resources in the podcast show notes: https://bit.ly/YMYW-284