In today's episode of The Australian Finance Podcast, Kate & Owen explore five reasons when you might not be ready to invest just yet, and what you should be doing with your cash instead.

Over at Rask Education, we talk about investing a lot. Between our free podcasts, courses and articles, we’ve got it covered. However, the one thing we don’t discuss that often is when you shouldn’t invest. And we think that’s a pretty important discussion to have.

Thinking about some of these reasons is a great way to give yourself a reality check because investing involves risk, and that’s not always easy to bear. But the more educated and prepared you are before diving in, the more you’ll be able to deal with the curveballs that the market pitches your way.

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DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.