Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. Damien gives some great investment tips this week as well as revealing the 9 financial products you need to ditch right now.

Damien also finds time to work out your chances of winning the top premium bond prize and updates the listeners on the changes that are taking place with the Lotto.

Ofcom have also announced three big changes to the world of telecoms, listen to the end to find out how they could affect you.

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