https://3speak.tv/watch?v=taskmaster4450/jdhblhid
There was upheaval regarding the APR on HBD in savings. While this pulled forth strong opinions on both sides, it does emphasize something else.

In this video I discuss how the recent CTT broadcast and discussion about Hive Bonds along with the CDs show where the overall focus should be. Long term tells us where Hive is in a few years is much more important than short term debates.