Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about salary sacrifice. What is it, why should you do it and what are the down sides?

With the uncertainty of the EU referendum, Damien gives a great tip to those who are thinking of exchanging some currency in the coming weeks.

Finally, Damien talks about a new comparison tool that can help you to choose the best estate agent - check it out below

Compare Estate Agents - Click to compare Estate Agents in your area

80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.