In this Australian Finance Podcast episode, your hosts Owen Rask and Phil from Skye Wealth sit down to talk all things life insurance. They explore:

• The essential types of life insurance every Aussie should understand
• How to review your existing policies, especially inside super
• What income protection really covers—and what it doesn’t
• The pros and cons of funding insurance through your super
• Why trauma and child cover matter more than you think

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Topics Covered

• Why life insurance still matters
• The five types of life insurance explained
• Income protection: what it covers (and what it doesn’t)
• Total and permanent disability (TPD) demystified
• Trauma insurance and child cover – yes, it’s a thing
• Insurance inside super: pros, cons and what to watch for
• How to review your existing cover (step-by-step)
• Common mistakes with insurance setup
• Should you use an adviser or go DIY?
• How Skye Wealth helps Aussies navigate cover
• Final tips to make insurance work for you
• How to ask your insurance questions

Resources for this episode

📄 Learn more about Skye Wealth and life insurance:

Skye Wealth – About Us

~~ Show partner resources ~~

💰 Join Pearler using code “RASK” for $15 of Pearler Credit - https://bit.ly/Pearler

📊 Get 50% off your first two months using PocketSmith - https://bit.ly/R-PocketSmith

📈 View Betashares full range of funds - https://bit.ly/beta-25

~~ Rask resources ~~

🔗 Explore all Rask services - https://bit.ly/R-services

📋 Learn about Rask Financial Planning - https://bit.ly/R-plan

📈 Start investing with Rask - https://bit.ly/R-invest

📜 Access Show Notes - https://bit.ly/R-notes

❓ Ask a question - just select the Finance Podcast - https://bit.ly/R-quest

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DISCLAIMER

This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) - https://www.rask.com.au/fsg

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