These sources explore the Austrian School of economics’ critique of the Federal Reserve and fractional reserve banking. They argue that the current monetary system is inherently inflationary and prone to boom-and-bust cycles, harming the middle class and average citizens. The texts examine the historical development of banking and the role of entrepreneurship within a free market, contrasting it with the perceived manipulation of interest rates and money creation by central banks. Specific criticisms include the risks associated with stock market speculation and the dangers of inflation on savings. Several economists, such as Mises and Rothbard, are cited to support these arguments.