Happy New Year ! Let's round out the year with a little more perspective on the Sector Bell Curve. Is this market overbought? Which way can we expect it to go? Do mass media news outlets help you manage your 401k? What's their agenda? Get a bit of insight on mass media news outlets from an expert in the industry, Dr. Frank Luntz. Check out episode 115 of The 401k Owners Manual. You deserve it.