Elizabeth and Jonathan are in their mid-thirties, have been married for 13 years, and share a young daughter. They bought a starter home after getting married, but expensive renovations are still underway. They struggle with debt and spend a lot on their child. They’re wondering—is this it?This episode is brought to you by:Viator | Download the Viator app and use code VIATOR10 for 10% off your first travel experience with Viator.LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.Links mentioned in this episode• “We’re broke, but I spend $350/mo on clothes” (Part 2)Connect with Ramit• Get the Podcast Newsletter and exclusive Q&A about the show• Get Money Coaching with Ramit • Download the Conscious Spending Plan• Listen to my book—now on Audible• Get my New York Times best-selling book• Get my no-numbers journal• Other episodes• Instagram• Twitter• YouTube• Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.