Financial Freedom with Just 4 Rentals? Why Small Portfolios Win

Episode • May 12 • 36m

This investor quit her job for good, with just four rental properties. Not 40, not 400—four rentals. And she’s not looking to grow much beyond that. You’ve heard other investors talk about owning dozens, even hundreds of rental units, but you DON’T need to get to that scale to reach financial freedom. Antoinette Munroe is proof of that.

After countless “I hate my job” Google searches, Antoinette found the FIRE movement (financial independence, retire early). This prompted her to start saving and investing at a far greater speed than before, hopefully giving her enough runway to quit. She had saved enough to buy her first house—but realized it could actually make her money. The accidental real estate investor was born!

Fast forward around a decade later, Antoinette owns four rental properties with very high cash flow. She’s done flips, learned to renovate and rehab homes, added additions to increase value, split properties in two, and done whatever it takes to make more from one house. But does Antoinette want more rental units? Not really. She’s happy with her small and mighty real estate portfolio—unless an investment in one of her vacation destinations comes up for sale!

In This Episode We Cover:

Why you DON’T need a large rental property portfolio to quit your job

The unique, high-cash flow rental properties Antoinette focuses on today

Doubling your cash flow by “splitting” rentals with the right amount of space

How to fight city code enforcement fines and reduce them by 90%

Using a HELOC to buy rental properties (and get ALL your money back via BRRRR!)

And So Much More!

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