Damien Fahy of moneytothemasses.com to Andy Leeks about money. This week Damien explains talks about the dangers of downsizing your property, especially when planning to use the equity for pension planning.

Damien also talks about financial advisers and tells you how much extra return you should be expecting.

Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free)

The Best Pension Calculator On The Web - Try it now

80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.