In this episode, Adam Niman returns to reveal what he discovered after digging deep into participating life insurance, infinite banking, and the promises sold alongside them.He breaks down real policy illustrations, compares them to market returns, and asks one uncomfortable question: why are so many investors being told this is the smartest move for their money? We explore the truth behind the sales tactics, the math behind the hype, and the staggering amount of wealth invested in these policies. If you’ve ever been pitched a whole life policy, you need to hear this.You can find a copy of Adam's book, Fortune or Fiction: Why The "Be Your Own" Banker Concept is Flawed, by visiting FortuneorFiction.ca