Over $1 trillion in independent contractor income annually in the U.S. is locked in a 30, 60 or 90 day invoicing cycle. Johnny Reinsch, co-founder and CEO of Qwil, founded the company to offer financial products to individual contractors, freelancers, and small businesses. Qwil participated in the 500 Startups Fintech Accelerator in 2016, as well as the Silicon Valley Bank and First Data Accelerator, Commerce.Innovated.