This excerpt is from The Little Book That Saves Your Assets, a guide to investing using asset allocation. The book emphasizes the importance of diversification and risk management to achieve long-term growth and peace of mind. It introduces strategic and tactical asset allocation as two main approaches, suggesting readers tailor their strategy based on their risk tolerance, time horizon, and financial goals. The book also stresses the crucial role of selecting competent investment managers and understanding one’s own investment psychology. Numerous expert endorsements highlight the book’s practical advice for individual investors.