We first met Dave Butler over 20 years ago when he helped us get financing on our very first investment after being turned down elsewhere. Since then, he's been the first person we ask when we're looking for information on all things mortgages in Canada. On this episode we discuss the state of the mortgage market this year, where he sees it heading, the best way for investors to navigate things right now when building a portfolio, and how Dave plans to offer the absolute lowest mortgage rates available to 100 Canadians buying properties next year (something he's never done before).