Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about some of the in-depth research he has carried out for the 80 20 subscribers and tells how he was able to provide some great insight into market timing.

Damien also explains what to do when you make a payment to the wrong person online. Surely you're covered, right?

Finally, Damien also covers a couple of unknown facts about the new pension reforms.

80 20 Investor - Click here to find out more about Damien's 80 20 Investor service