It's Friday! Today we do live Q&A:

• 2:00 How should I support my girlfriend's desire to get a Master's degree in international development?
• 10:29 How should we make an investment plan for lowering our household income due to changing family circumstances?
• 16:55 Should I cancel my daughter's whole life insurance policy and do something else with the money?
• 38:40 Should I keep my mortgage and plan to pay it off with my stock market investments so I can retire early?