In this must-listen episode of Protecting What Matters, we discuss all of the great resources in our newly launched Holiday Gift Budgeting Guide from the Ohio Department of Commerce. Deputy Superintendent of the Division of Financial Institutions Rob Rutkowski shares examples of how you and your family can enjoy a festive holiday season with confidence and financial savvy.  There are also plenty of tips that will help you choose thoughtful, cost-effective gifts for your loved ones while instilling important budgeting skills in your children. Don’t miss out on this opportunity to make your holidays not only joyful but also more financially secure.