Building the Bridge: AMINA Bank’s Architecture for Crypto-TradFi Integration
Step inside the engine room of a “crypto bank.” In this episode of BFRR (Bitcoin, Fiat & Rock ’n’ Roll), co-host Michael Blaschke sits down with Myles Harrison, Chief Product Officer at AMINA Bank, to unpack what it really takes to bridge TradFi and Web3—far beyond “adding a Bitcoin button.” Why do crypto-specialist banks exist when big incumbents are rolling out crypto services? What’s the secret sauce that lets a bank actually move USDC at scale, operate 24/7, and stay regulator-grade compliant across jurisdictions?
Myles charts AMINA’s six-year head start from Switzerland’s forward-leaning DLT framework to today’s growth: zero defaults in crypto-collateralized lending over 5+ years, \$4.5B AUM, and 69% revenue growth in 2024. Then we go deep on architecture. AMINA’s three-layer model—Core Banking, a Bridge/Translation layer, and Crypto Services—is built to be dual-world native, modular, API-first, and always-on. Hear how that design lets them plug in custody (HSM/MPC), staking, DeFi data feeds (e.g., Pyth), and new capabilities like off-exchange custody and stablecoin rewards—rolling from two to four supported stables within months.
We “double-click” on modularity with the bank’s rewards engine, and on compliance-by-design: how product, ops, and risk embed rulesets that adapt across Switzerland, Abu Dhabi, and Hong Kong—without shipping three different banks. You’ll also get a practical, end-to-end walkthrough of a corporate USDC supplier payment, from wallet whitelisting and provenance checks to conversion, gas/settlement handling, and outbound transfer—plus how upcoming integrations (e.g., with Notabene) tighten travel-rule workflows.
Whether you’re a TradFi leader eyeing tokenized markets, a crypto native needing bank-grade rails, or a fintech considering B2B2C white-labeling, this conversation maps the product and org design (squads, APIs, SLAs) behind institutional-grade crypto banking—right now, not “someday.”
Links & next steps • Learn more: aminagroup.com • Connect with AMINA for partnerships and follow their thought leadership on crypto banking • Join the BFRR community on YouTube, LinkedIn, and Telegram (DE/EN) • Subscribe to BFRR and catch next week’s deep dive into another pillar of digital finance
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