Financial Wellness 101 series, James helps listeners understand the monetary value of their time and how it directly influences their financial success and overall well-being. James begins by highlighting the importance of recognizing time as the most valuable resource. He encourages listeners to evaluate where their time is being spent and to consider the opportunity costs associated with everyday activities. He shares impactful quotes to emphasize the significance of mindful time investment and offers strategic questions to guide listeners in reassessing their time allocation for maximum ROI—be it financial, relational, or health-related. James moves on to a practical exercise, helping physicians quantify their hourly and minute rate, thus putting their economic worth into perspective. This calculation serves to underscore the value of focusing on high-leverage tasks and delegating or eliminating lower-value activities. This episode is rich with actionable advice and encourages physicians to have meaningful discussions with their leadership or explore freelance support to optimize their time and efforts. Recognize time as your most valuable asset and assess where it is being spent. Calculate your hourly and minute rate to understand your economic value. Focus on high-leverage tasks that align with your strengths and delegate lower-value activities. Engage in reflective practices to identify areas of life that need more or less attention. Schedule time for rest and recovery and treat it with the importance it deserves. Resources PSLF Hacks Checklist Follow James Nutter Book a free financial wellness diagnostic with James here Instagram Follow IM Wealth www.imwealth.com Youtube Meaningful Journeys Scholarship Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.